Overview
A home is usually the largest asset a family owns — and the least insured. We cover the structure, the contents and the liability that comes with owning property, with sums insured based on real rebuild costs rather than guesswork.
Landlords can add loss of rent and malicious damage by tenants; homeowners with domestic staff can include workmen’s compensation in the same policy.
What's covered
- Buildings — fire, lightning, storm and flood
- Household contents and all-risk items
- Burglary and theft with forcible entry
- Owner’s and occupier’s liability
- Loss of rent / alternative accommodation
- Domestic workers’ compensation
Who it's for
Homeowners, landlords with residential or commercial tenants, property managers, and tenants insuring contents.
How to get covered
- Tell us about the risk — use the form on this page, WhatsApp or a phone call.
- Get your terms — a named underwriter prices the risk and sends a clear quotation.
- Confirm and pay — mobile money, bank transfer or card.
- Receive your certificate — issued digitally to you, your bank or your lender.