Overview
A term sheet is not a deal. Between a lender’s credit committee and financial close sits a stack of risk requirements — performance security, advance payment protection, construction all-risk. Instive structures these instruments quickly, with reinsurance-backed capacity for large limits, so your project reaches financial close on schedule.
We work directly with your lender’s counsel to match wording to facility conditions, and our underwriters remain on the file through the project lifecycle — from ground-breaking to handover.
What's covered
- Performance bonds and bid securities
- Advance payment and retention guarantees
- Contractor’s all-risk (CAR) and erection all-risk (EAR)
- Delay in start-up and business interruption extensions
- Credit and political risk cover
- Third-party liability around the works
Who it's for
Project developers, EPC contractors, commercial lenders and DFIs, energy and mining operators, and public-private partnership vehicles.
How to get covered
- Tell us about the risk — use the form on this page, WhatsApp or a phone call.
- Get your terms — a named underwriter prices the risk and sends a clear quotation.
- Confirm and pay — mobile money, bank transfer or card.
- Receive your certificate — issued digitally to you, your bank or your lender.